Sarah Howie (Farquhar)

Sarah Howie is Counsel in the Cayman Islands Regulatory & Risk Advisory practice and specialises in Cayman Islands regulatory matters.

Sarah’s practice involves advising clients on a wide range of regulatory and compliance matters including CIMA licensing and registration, virtual assets, crypto and fintech regulation, CIMA inspections and remediations, economic substance, data protection, anti-money laundering and counter-terrorist financing, sanctions reporting and licensing, FATCA and CRS, CbCr, beneficial ownership and administrative fines. Sarah also assists clients with responding to personal data breaches, data subject access requests, production orders, CIMA enquiries and regulatory enforcement actions. Sarah’s clients include banks, investment funds, investment managers and advisors, administrators, companies managers, insurance managers, insurers and local businesses.

Sarah advises on all aspects of virtual assets, crypto and fintech regulation, including analysis of anticipated activities, and where relevant, submission of licence and registration applications. Sarah advises clients on other pertinent regulatory considerations including any IP related arrangements, compliance with sanctions, AML, the travel rule and cross-border conduct of business. Sarah has advised DAOs, crypto-focussed service providers and consultants, exchanges, NFT marketplaces, issuers and custodians/wallet providers. Sarah is a member of the Blockchain Association of the Cayman Islands (BACI) and sits on the BACI Education and Regulation Sub-Committee. Sarah led the Firm’s initiative on acceptance of USDC for invoice payments.

Prior to joining Conyers, Sarah worked in the Regulatory department of a leading Cayman Islands firm, advising on all aspects of Cayman Islands regulation.

Sarah is recognised as a Next Generation Partner by The Legal 500 Caribbean (Regulatory and Compliance) and is recognised by Chambers & Partners. Sarah is qualified in the Cayman Islands and New Zealand (non-practising).